# Borrow Assets at Anytime

If you need to borrow any asset, click "Borrow".

<figure><img src="https://3666141929-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F6KiaRPBhUSC1nnzjcB2f%2Fuploads%2F7GKTYGpKwOe2ndubwYy5%2FB_0.png?alt=media&#x26;token=f3d3a1aa-60c9-4ad9-99e7-47ff66d30d1b" alt=""><figcaption></figcaption></figure>

Select the asset you want to borrow here.

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You can view the current APY of the asset you selected here.

<figure><img src="https://3666141929-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F6KiaRPBhUSC1nnzjcB2f%2Fuploads%2FAlXmTJXX2e20z22y9UGo%2Fimage.png?alt=media&#x26;token=bab00319-0f1f-442a-8369-1382e477dd9a" alt=""><figcaption></figcaption></figure>

You can adjust the amount here.

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IMPORTAN!!!There is a threshold value called the health factor, which indicates the ratio of your account debt to collateral. When the health factor approaches 1, liquidation is triggered, which means the system will sell some of your collateral to pay off the debt and reduce the risk. You can also increase the health factor by repaying debt or depositing more assets, thereby reducing the risk of a liquidation trigger.

<figure><img src="https://3666141929-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F6KiaRPBhUSC1nnzjcB2f%2Fuploads%2FJ72KWwOkrOPmAJv8UOvo%2FB_3.PNG?alt=media&#x26;token=46298105-ea52-4184-86da-9d8fc4cdefc5" alt=""><figcaption></figcaption></figure>

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Then click on 'Borrow' again.

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Confirm in the Web3 Wallet pop-up to complete the borrow.

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Here you can check the Credit Balance.

<figure><img src="https://3666141929-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F6KiaRPBhUSC1nnzjcB2f%2Fuploads%2FADNPRGCGY2IcpFcJMZRn%2Fimage.png?alt=media&#x26;token=0b322ae4-f032-458f-8993-cbb61abb8dea" alt=""><figcaption></figcaption></figure>

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